Important: VHI policy for foreigners in Russia: health insurance for foreigners in 2020 - changes in legislation.
It is known that today insurance for foreigners is necessary for entry to Russia, because in 2018 the VHI policy for foreigners is one of the obligatory documents for legal stay on the territory of the Russian Federation.

According to the legislation, the medical insurance policies for foreigners must be issued to each foreign citizen on the first day of his/her stay in the country.

In other words, a foreign citizen is obliged to obtain a voluntary medical insurance policy on the day of arrival in the country, regardless of the purpose of entering the territory of the Russian Federation.

In other words, foreign workers who came to Russia to earn money and ordinary tourists, regardless of their status in Russia, should now have a VMI policy.

At the same time, the VHI for foreign citizens is issued for the whole period of the foreigner's stay on the territory of the Russian Federation.

In this article we have tried to cover all issues related to medical insurance for foreign citizens, and to tell you what gives medical insurance for migrants, how to get the policy for a foreign citizen and where to get the VHI policy for foreign citizens.

You can use the navigation to navigate more easily through the page:

-Does a foreign citizen need insurance in Russia and is the VHI policy mandatory for foreign citizens?
-What is the medical insurance for foreign citizens?
-Penalty for foreigners without insurance in Russia
-What legislation governs the insurance of migrants?
-What documents are necessary to obtain a health insurance policy for a foreign citizen?
-How much does VHI medical insurance cost for foreign citizens?
-Where can a foreign citizen obtain the VHI health insurance policy?
-Who is subject to compulsory health insurance for foreign citizens?
-Who pays VHI for foreign citizens?
-What does medical insurance for foreigners in Russia look like: an example of VHI insurance policy

 

Does a foreign citizen need insurance in Russia and is a VHI policy mandatory for foreign citizens?

Yes, there is now mandatory medical insurance for foreigners in Russia. An insurance policy for foreign citizens is a mandatory document, without which their stay in Russia will be considered illegal.

The VMI policy for foreign citizens must be purchased by every foreigner entering the Russian Federation on the first day of his/her stay in the country.

There is no difference in the status of a foreigner: the insurance for migrant workers or the insurance for a foreign citizen in Russia, arriving for a few days, must be obtained on a mandatory basis, regardless of plans and length of stay in Russia.
What does the medical insurance for foreign citizens include?
First of all, a voluntary medical policy for foreign citizens, which is one of the mandatory documents, confirms the right of a foreign citizen to stay in the Russian Federation.

A medical insurance policy for foreign citizens allows them to apply to a medical institution in the Russian Federation and receive free medical assistance.
The amount of medical care provided depends directly on the foreign citizen's insurance policy, including the amount specified therein for which the foreign citizen is insured.

Since 2016 the cost of health insurance for foreign citizens in Russia has slightly changed as new rules and restrictions on the minimum amount of health insurance for foreign citizens in Russia have been introduced.

Until recently, VHI for migrants with an insurance amount of up to 30,000 rubles could be purchased for 500 rubles.
However, as of May 1, 2016, the minimum insurance amount for foreign citizens has increased to 100,000 rubles, which means that a VHI policy for a foreigner has also become more expensive.


Penalty for foreigners without insurance in Russia


As of May 1, 2016, a fine for lack of a foreigners' policy was introduced.

That is, if the documents of a foreigner are checked and discovered :
That there is no health insurance policy for foreign nationals
or the amount of health insurance for foreigners is less than 100,000 rubles,
This will be considered an administrative offence and a fine of 2,000 to 7,000 rubles (depending on the region) will be imposed for not having a valid insurance policy for foreign citizens in the Russian Federation.

This may in turn result in the imposition of a ban on entry to the territory of the Russian Federation in the event that a foreign citizen commits two or more administrative offences under Article 18.8 of the CAO of the Russian Federation for one year.
What legislation governs the insurance of migrants?
If you are looking for the federal law that regulates the insurance of foreign citizens in the Russian Federation, you should refer to page 5 of Article 27 of Federal Law No. 114 dated August 15, 1996 "On the Procedure of Entry and Exit from the Russian Federation".

This law describes the VHI for migrants as follows:

A foreign citizen or a stateless person is not allowed to enter Russia if he/she has not presented a health insurance policy valid on the territory of the Russian Federation - until he/she presents it, with the exception (on the basis of reciprocity) of employees of diplomatic missions and consular institutions of foreign states, employees of international organizations, family members of such persons and other categories of foreign citizens.


What documents are required to obtain a VHI policy for a foreign citizen?

Registration of a medical insurance policy for a foreign citizen requires a minimum set of documents.

In order to obtain a VHI policy for foreigners, you will only need to

A copy of the passport or other identity document
copy of the migration map
How much does the VHI medical insurance policy cost for foreign citizens?
Until recently, the cost of health insurance for foreign citizens was minimal, and it was possible to take out an insurance for a foreign citizen for only 500 rubles. At the same time, the sum insured did not exceed 30,000 rubles.

However, in less than a month, the price of insurance for foreigners will increase considerably, as the minimum amount of insurance for foreigners in Russia will be raised to 100,000 rubles.

You can get the exact cost of the VHI policy for foreigners from insurance agents who provide health insurance for foreign workers and organize VHI for foreigners. 

 


Where can I get the health insurance policy for a foreign citizen?

In order to be insured, a foreign citizen must, upon arrival, contact one of the companies where health insurance for foreigners can be obtained.
Insurance for foreign citizens in the Russian Federation is a fairly widespread service, which is provided by many insurers in all regions of the country. There is a wide range of choices. You don't have to worry, you will have no problem finding insurers.

 


Who is covered by compulsory health insurance for foreign citizens?

Insurance for foreigners in Russia is necessary for every foreign citizen entering the Russian Federation, regardless of his or her status, future plans and length of stay in the country.

Therefore, do not forget :

-VHI Policy for Migrant Workers
-VHI policy for foreign students in Russia,
-VHI for children of foreign citizens
-Insurance for foreign tourists

 

Who pays the VHI for foreign nationals?
A medical insurance policy for foreign nationals is necessary when they enter Russia, so it is logical that the costs of insurance for foreign nationals should be borne by the foreigners themselves.

However, the health insurance policy for foreign citizens can be taken out by a foreign citizen upon arrival in Russia, and the employer can pay for the health insurance policy for foreign citizens, if such an agreement exists, as some employers pay for voluntary health insurance of foreign employees at their own expense.

 

 

What health insurance for foreigners in Russia looks like: an example of VMI insurance policy for foreign citizens

The VHI insurance policy for foreign citizens is as follows:

An example of VHI policy for migrants - voluntary insurance for foreign citizens in the Russian Federation

 


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